The New Pag-IBIG Housing Loan Rates - 2013
Home buyers are now intrigued and excited about the new enhanced program campaign. The process is now much easier and members are now more secured with the new implementations. Members is now required to visit the property first to ensure that it will be livable before Pag-IBIG would grant members loan. And just for the benefit of those who have not yet attended Pag-IBIG housing loan seminar which is a mandatory as part of the loan process, you no longer required to join a group of members applying for housing loan on a designated time. Pag-IBIG even made it simpler in that it will be a ONE on ONE counseling anytime during government business hours.
PAG-IBIG
Individual Home Financing Program
HDMF Circular 310
Enhanced Housing Loan Program: year 2013
- increased Maximum Loan to PhP 6M
- Enhanced Portfolio Categorization
I. Affordable Housing Loan
II. Regular Housing Loan
Who are eligible?
1. All Active Pag-IBIG members with:
- at least 24 months contributions
- not more than 65 years old at the date of loan application, insurable and is nor more than 70 years old at the date of loan maturity
- legal capacity to acquire and encumber real property
- No outstanding Pag-IBIG housing loan
- No Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered
- If with existing Pag-IBIG Multi Purpose Loan (MPL), payments should be updated upon Housing Loan application
Loan Purpose:
- Purchase of residential lot
- Purchase of house and lot, townhouse or condominium unit (old, new or acquired asset)
- Construction or completion of residential unit
Interest Rate: Affordable Housing
Loan Amount- Loans up to 400K
Interest- 4.5%
Cluster 1 (NCR)- GMI up to 15k
Cluster 2 (REGIONS)- GMI up to 12k
Loan Amount- Loans up to 750K
Interest- 6.5%
Cluster 1 (NCR) - GMI up to 17.5k
Cluster 2 (REGIONS) - GMI up to 14K
Regular Housing Loan
Loan Purpose:
- Purchase of residential lot or adjoining lots (max 1,000 sq.m.; min 28 sq.m.)
- Purchase of house & lot, townhouse or condominium unit (adjoining units)
- Construction of house
- Improvement of house
- Refinancing of an existing loan
Combined Loan Purposes:
- Lot purchase with house construction
- Purchase of residential unit with home improvement
- Refinancing with home improvement or house construction
NCR Pag-IBIG offices:
Caloocan Branch
367-0717/362-6457
Cubao Branch
Ground Floor & 3rd Floor 145 15th Avenue Union Square Condominium Brgy. Socorro, Cubao, Quezon City
(02)911-7262
911-5043 (Fax)
Muntinlupa Branch
3rd Flr. ARCS1 Sycamore Building, Buencamino St. cor Alabang-Zapote Rd., Alabang, Muntinlupa City
422-3000 loc. 5903
Robinsons Imus (Service Center)
422-3000 loc 6095
Robinsons Dasma (Service Center)
422-3000 loc 6098
Imus Branch
Olma Building Emilio Aguinaldo Highway,Imus, Cavite
471-9370
Manila Branch
Palacio del Gobernador Condominium, A. Soriano Avenue, Corner General Luna Street, Intramuros, Manila
527-6729
Pasay Branch
1st & 2nd Floors, Roxas Strip Building Libertad St. cor. Roxas Boulevard, Pasay City
552-1159;552-1162-63;552-1165
Ortigas Branch
Westar Bldg., 611 Shaw Blvd., Pasig City
633-9514; 746-8784; 747-3129
Robinsons Malls Metro East (Service Center)
Marcos Highway, Brgy. Dela Paz, Pasig City
682-8097 / 682-8946
Antipolo Branch
Budgetlane Shopping Center, Circumferrential Road, Brgy San Jose, Antipolo City
696-6046; 696-6055
Robinsons Galleria (Service Center)
EDSA cor. Ortigas Avenue, Quezon City
696-6962
Makati I
317 Justine Bldg. Sen. Gil Puyat Avenue, Makati City
817-2396
Makati II
317 Justine Bldg. Sen. Gil Puyat Avenue, Makati
817-2395
Makati III
317 Justine Bldg. Sen. Gil Puyat Avenue, Makati
893-6815
Robinsons Nova Market (Service Center)
Novaliches, Quezon City
921-7659
Kamias Branch
# 795, Anchor Center, EDSA Dil., Quezon City
929-1854/426-9528
Robinson's Place Ermita (Service Center)
Adriatico Street, Ermita, Manila
3545015, 3545448, 422-300 loc 6048
